Total Loss Auto Insurance Valuation Appraiser

ProValue Appraisal #1 Trusted Auto Appraiser in California, Texas, Florida, and Nevada

“I have nothing but praise for Henry, he is professional, great communication, and really helped me get so much more than I expected for my total loss of my car. The insurance sent me the settlement offer but he was able to renegotiate and get me almost $3k more than the original assessment. I would gladly work with him again and would definitely recommend him.
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— Daniel Google Reviews
“ProValue Appraisal fought for my total loss claim. I received a nice check for $5,650 on my claim. ”
— Sasha M. Google Reviews

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What Is Total Loss Insurance Valuation?

When your vehicle is declared a total loss by your insurance company, the total loss insurance valuation process determines how much money you'll receive for your claim. This valuation directly impacts your financial recovery and ability to replace your vehicle.

A total loss occurs when the cost to repair your vehicle exceeds a certain percentage of its actual cash value (ACV) - typically 70-80% depending on your state's total loss threshold. Understanding this process is crucial because insurance companies often provide initial offers that don't reflect your vehicle's true fair market value. That is where we, at ProValue Appraisal negotiate the true fair market value of your vehicle and make sure your insurance pays you what your car is worth.

Is Appraisal Right for Your Situation?

Appraisal works best when:

  • There's a significant valuation disagreement (typically $3,000+)

  • You have strong evidence supporting higher value

  • Standard negotiations have failed

  • The policy language clearly includes appraisal rights

When negotiations fail, consider invoking the appraisal clause for total loss disputes as your next step.

Allow Us the Opportunity to Take Care of Your Total Loss Claim

Invoking the appraisal clause for an auto total loss means formally requesting that a neutral third-party appraisal process be used to settle a disagreement between you and your insurance company about the vehicle’s value after it has been declared a total loss.

Every dollar counts. ProValue Appraisals makes sure you get the best offer for your total loss claim for your vehicle.